your bank holiday Monday in a traffic jam just so you can ogle a Constable thatâs more phony than a plastic Rolex? Arenât you in danger of breaching the Trades Descriptions Act?â I asked.
âOur clients may be,â Michael said carelessly. âWeâre not.â
The brazen effrontery of it gobsmacked me. âI canât believe Iâm hearing this,â I said. âYou work in a business that must spend hundreds of thousands a year trying to catch its customers out in fraud, and yet youâre happily suggesting to another bunch of clients that they go off and commit a fraud?â
âThatâs not how we see it,â he said stiffly. âBesides, it works,â he said. âIn at least two cases that I know about personally, customers who have been burgled have only lost copies. Surely that proves itâs worthwhile.â
In spite of the blazing fire, I felt a chill on the back of my neck. Only a man with no personal knowledge of the strung-out world of crime could have made that pronouncement with such
self-satisfaction. It doesnât take much imagination to picture the scene when an overwrought burglar turns up at his fenceâs gaff with something he thinks is an old master, only to be told itâs Rembrandt by numbers. Scenario number one is that the burglar thinks the fence is trying to have him over so he takes the appropriate steps. Scenario number two is that the fence thinks the burglar is trying to have him over, and takes the appropriate steps. Either way, somebody ends up in casualty. And thatâs looking on the bright side. Doubtless law-abiding citizens like Michael think theyâve got what they deserve, but even villains have wives and kids who donât want to spend their spare time visiting hospital beds or graves.
My silence clearly spelled out defeat to Michael, since he leaned over and squeezed my hand. âTrust me, Kate. Our way, everybodyâs happy,â he said.
I pretended to push my chair back and look frantically for the door. âIâm out of here,â I said. âSoon as an insurance man says âtrust me,â you know you should be in the next county.â
He grinned. âI promise Iâll never try to sell you insurance.â
âOK. But I wonât promise Iâll never try to pitch you into using Mortensen and Brannigan.â
âSpeaking of which, how did you get into the private eye business?â Michael said.
I couldnât decide whether it was an attempt to change the subject or a deliberate shift away from the professional towards the personal. Either way, I was happy to go along with him. I didnât think I was going to get any more useful information out of him, and I only had to look across the table to remember that when Iâd agreed to this dinner, my motives hadnât been entirely selfless. By the time weâd moved on to coffee and Armagnac, he knew all about my aborted law degree, abandoned after two years because the part-time job Iâd got doing bread-and-butter process serving for Bill Mortensen was a damn sight more interesting than the finer points of jurisprudence.
âSo tell me about your most interesting case,â he coaxed me.
âMaybe later,â I said. âItâs your turn now. How did you get into insurance?â
âItâs the family business,â he said, looking faintly embarrassed.
âSo you followed in Daddyâs footsteps,â I said. I felt disappointed. I couldnât put my finger on why, exactly. Maybe I expected him to live up to that profile with a suitably buccaneering past.
âEventually,â he said. âI read Arabic at university, then I worked for the BBC World Service for a while. But the money was dire and there were no prospects. My father had the sense to see that sales had never interested me, but he persuaded me to take a shot at working in claims.â Michael raised his