Free Unfair Advantage -The Power of Financial Education by Robert T. Kiyosaki Page B

they pay less in taxes. B’s and I’s focus here:

    True Capitalist
    All the shining stars in the B and I quadrants are capitalists, individuals who took their idea, created a business, and used OPM to grow their business. They spent their time thinking big and focusing on asset creation, which makes it easier to attract capital.
    The tough part about being in the S quadrant is that there is very little OPM for growth capital because the entrepreneur’s business is small and the S may think too small. There is very little growth potential and too much risk to attract investment capital. That is why most in the S quadrant seek SBA (Small Business Administration) loans that are backed by the government. True capitalists invest in assets, not people.
    Most schools do a pretty good job of training students for the E and S quadrants. For example, most universities have MBA programs for students who aspire to be president or CEO of a major corporation, a business that is already built. Most MBA students become employees rather than entrepreneurs because they do not understand the B quadrant. Most recent graduates of MBA programs do not know how to raise capital or how to build assets. The ability to raise capital is the most important skill of an entrepreneur. The inability to raise capital keeps most small businesses small.
    Traditional education has great law schools for people who want to be lawyers, and medical schools for those who want to be doctors. There are excellent trade schools training students to be chefs, mechanics, plumbers, auto mechanics, and electricians. The problem with most of these trade schools is that students graduate knowing very little about the B and I quadrants. They graduate knowing very little about money, taxes, debt, investing, raising capital, or how to grow out of the E and S quadrant into the B and I quadrants. If we are to solve the problem of unemployment, we need more people trained and educated to become B’s and I’s, true capitalists.
    The Rich Dad Company focuses on training people for the B and I quadrants. The programs are very different because the people who want to be B’s and I’s are very different and the skills required to become a B or I are different. Most people who seek paycheck security do not do well in the B or I quadrants, the quadrants with the tax incentives from the government. As Tom Wheelwright explained, these tax incentives exist because governments need more people who know how to create jobs and create excess capital that can be invested in projects of interest to the government, such as housing. Today’s unemployment problem is caused by our school system which trains too many students to be employees instead of entrepreneurs, to be workers rather than capitalists.
    Changing Quadrants
    Before changing quadrants, a person needs to be intimately in touch with their core values, because core values define the person in each of the different quadrants. In other words, you do not change quadrants just for tax reasons.
    If you want to change quadrants, take time to define your core values before changing. For example:
How important is a steady paycheck to you?
Are you a good leader?
How do you handle stress?
Do you have the skills required for the B and I quadrants?
In which quadrants do you have the greatest chances of success?
How important is your retirement?
How do you handle failure?
Do you work well on teams?
Do you like your work?
Is your work getting you to where you want to go in life?
    These are important questions that only you can answer. These questions are far more important than taxes.
    Simplifying the core values:
E’s and S’s seek security.
B’s and I’s seek freedom.
    What Should I Change?
    FAQ
    What is the easiest way to start to change quadrants?
    Short Answer
    Change your friends.
    Explanation
    There is a lot of truth to the old saying: Birds of a feather flock together. Employees tend to hang out with employees. Doctors tend to hang