activities.
Clarington would have been shocked to know of his wife's predilection for games of chance.
Phoebe, the youngest in the family, was the only one who had not shown any ability in the fields of
mathematics or investments. Early on it had become obvious to everyone including Phoebe that she had
not inherited the family talents.
The others loved her dearly, but they did not know quite what to make of her. She was different, and
that difference frequently baffled everyone except her mother, who generally seemed unfazed by
Phoebe's ways.
Phoebe was the changeling in the family. The others reached conclusions based on logic. Phoebe used
intuition. She read novels while the others studied the stock exchange summaries in The Gentleman's
Magazine. She was reckless where the others were cautious. She was enthusiastic where the others were
wary. She was eager where the others tended to be disinterested or disapproving. And she was, of
course, the youngest.
The result had been an overprotective attitude toward Phoebe from everyone else in the family except
her mother. They all spent a great deal of time fretting about her impulsive ways. That attitude had
intensified after the carriage accident that had left her with a badly injured leg.
The accident had occurred because of Phoebe's reckless attempt to save a puppy from being crushed
by the vehicle. It was Phoebe, not the pup, who had ended up beneath the carriage wheels.
The doctors had gravely informed Clarington that his youngest child would never walk again. The family
had been devastated. Everyone had hovered. Everyone had worried. Everyone had tried to keep
eight-year-old Phoebe confined to a sickroom.
Phoebe, being Phoebe, had resisted the efforts to turn her into an invalid. She had defied the doctors by
secretly teaching herself to walk again. To this day she still remembered the pain of those first tottering
steps. Only her determination not to be bedridden for the rest of her life had made the effort possible.
Her family, unfortunately, had never quite recovered from the shock of the accident. For them it was only
one incident, albeit the most memorable, in a series of incidents that proved Phoebe needed to be
protected from her reckless ways.
"I do not want Kilbourne to buffer for me," Phoebe said. She propped her slippered feet on a small
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footstool and absently massaged her left leg, which was a bit sore from riding that morning.
"Nonsense. Of course you want him to offer for you." Meredith set another stitch. She was two years
older than Phoebe and the two were as opposite in both appearance and temperament as night and day.
Blond, blue-eyed, and as dainty as a piece of fine porcelain, Meredith had once been a shy, timid
creature who had quaked at the thought of the intimate embrace she would encounter in the marriage
bed.
Years ago when she had been on the brink of her debut into Society, Meredith had confided quite
seriously to Phoebe that she wished to take religious vows in order to escape the demands of a husband.
Phoebe had agreed that joining a holy order might be quite interesting, provided one got to live in an
ancient, haunted abbey. The notion of encountering a few genuine ghosts had a certain appeal.
It was just as well Meredith had not followed her religious inclinations, Phoebe decided. Marriage had
been good for her. Today Meredith was a cheerful, contented woman who reveled in the adoration of
her indulgent husband, the Marquess of Trowbridge, and the love of her three healthy children.
"I'm serious, Meredith. I do not wish to marry Kilbourne."
Meredith looked up, her crystal-clear blue eyes wide in surprise. "Good heavens. What on earth are you
saying? He's the fourth in the direct line. And the Kilbourne fortune is at least as large as Trowbridge's.
Certainly it is equal to Papa's. Mama is so thrilled at the