âBut you canât over-drink, because if you do you simply cease to drink and begin to swill. No drunkard can appreciate good wine. But dull food â ginger beer and cold mutton â thatâs fatal, too. Kills your interest in life. Good food well cooked â it neednât be expensive â and good wine â it must be expensive, unfortunately. Make those your slogans and live to be a hundred.â With his conjuring-trick air he flashed his watch from his pocket and back again. âHope this Lawrence chap is not going to be much longer,â he said. âI suppose they do a big business here, but Iâve another engagement as well. Generally I deal with my regular brokers â most respectable firm; their notion of a flutter is a wild plunge in Consols. So when I want a fling in gold mines I come here. My own man hardly knows gold mines exist. Generally I only risk two or three hundred, but this time Iâve a surprise for these people.â
âIndeed,â said Bobby.
âTwenty thousand,â said Beale; and Bobby looked up quickly, wondering a little at the largeness of the sum, and guessing that perhaps it was a natural excitement over a prospective deal on so large a scale that was making his companion so talkative.
For the doctor of philosophy did not strike him as being of a type likely to chatter so freely in the general way.
âTwenty thousand,â Beale repeated now, rolling the words on his tongue as if to get the full flavour of their meaning. âGilt-edged securities yield too low. What does a capital of £20,000 bring in today? Five or six hundred if youâre lucky. And if a womanâs been used to spending a hundred a month â well, it canât be done, can it?â
âNo,â agreed Bobby, âonly thereâs always the question of risk.â
âOh, Iâve drawn up a perfectly sound, safe list,â declared the philosopher; and suddenly, Bobby hardly saw how, he was seated again in another of the armchairs with a bundle of papers on his knees. âJolly good,â he said complacently, âonly, of course, my old stick of a broker canât understand. So Iâm going to see what these people think of it. Itâs a lady Iâm acting for. Iâm her trustee. Sheâs a widow, poor soul, and lost her only son very tragically some time ago.â
âIndeed,â murmured Bobby, beginning to be a little bored by such a stream of confidential reminiscence.
âFound dead in his bath,â added Dr. Beale, and Bobbyâs heart nearly stopped with fear and wonder and excitement.
Dr. Beale was silent then. He was slowly turning over the papers on his knee, but less as if interested in them than as if oppressed by memory of this tragedy he had referred to. Bobby said presently, as indifferently as he could:
âWas that recently?â
âOh, no, two or three years ago,â Dr. Beale answered. âThree years to be exact. Very sad affair altogether. Most tragic. The poor womanâs only son, and making a big name for himself in the City. A financial genius. She misses the liberal allowance he used to make her, too. It stopped with his death.â
âDidnât he leave anything?â Bobby asked.
âNot a penny,â Beale answered. âLiabilities, in fact. Very sad affair â it happened on the Continent, no one could explain how. He was found dead in his bath in a furnished villa he had taken for holidays. They thought he fainted and his head went under the water. He had a number of big schemes in hand, and he had probably been overworking. Of course, everything collapsed with his death. I can tell you Iâve been very careful ever since never to fill my bath too full.â
âWasnât he insured?â Bobby asked.
âOh, heavily â £20,000, I believe, including £1,000 on a coupon from a diary they wouldnât pay because it happened out of