decided we were having too much fun out there. He likes to chase shorebirds. Never catches anything, of course, but a manâs gotta have hope, know what I mean?â
âHow long have you been retired, Mr. Hart?â
âFour, no ⦠five years. Good time to get out of the banking business.â
âYou were president of First National, right?â
âWhat does this have to do with the dog?â He flicks an insect off his trousers.âSorry, donât mean to be rude. Yeah, I was president of Palmetto State Bank when we got taken over by First American out of Charlotte, which got taken over by First National. The usual corporate gobblingâeat or be eaten. When I started out in banking, I knew every customer by name, knew their mammas and their daddies. If a young couple came in for a mortgage, Iâd take care of them, tell them how much house they could afford. If they couldnât afford the house theyâd set their hearts on, Iâd level with them. I didnât want them getting in over their heads.â He smacks his leg, but a fast fly evades him. âYou see these mansions all around us? Lots of these people are up to their eyeballs in debt. They borrowed way more than the damn house is worth, and the bank didnât care because, guess what, it knew it was going to sell the note to some outfit, whoâd then bundle it with a bunch of other notes, et cetera, et cetera, et cetera. Pretty soon nobody even remembers the idiots whoâve gotten in over their heads. But then the whole house of cards collapsed.â
I nod. âSo, youâre glad to be out of the business.â
âDamn right. Sorry for the rant, but Iâm getting around to something: You got any idea what it costs to maintain one of these things? A house like this?â
âI can imagine.â
âThatâs what Maryann does. She imagines. Listen, I tell her, hereâs the deal. You want a divorce, fine, but even if you end up with half our assets, you canât keep this house. Itâs paid for, but you canât afford to maintain it. Costs close to thirty thousand just to paint it, never mind the taxes, insurance, gardener, pool man, et cetera, et cetera, et cetera. Sheâs asking for alimony, of course, but thereâs only one pot of money. We were talking about selling it anyway, before all this ⦠this nonsense. The judge will understand that, right?â
âMr. Hartââ
âIâm telling you, even if she gets more than half, it wonât be enough for her. Jesus, half the queenâs treasury wouldnât be enough to keep her in the style to which ⦠She hasnât figured that out yet, because sheâs never had to worry about money, thinks Iâm just a damn bank, but let me tell you, this particular old piggy bankââ he taps his chestââis going to need a bailout soon, and I donât think the government is going to step in to help old Rusty Hart, do you?â Heâs sweating. âSure you donât want some lemonade?â
âNo, thanks.â
âWell, if you want to know the truth, Iâd give her most of the money, Iâd go live in a damn single-wide, if sheâd let me keep Sherman ⦠No way sheâs going to get Sherman.â
âThatâs for the judge to decide, Mr. Hart.â
âBut you and I both know heâs passed the buck, right? Youâre the one whoâs going to make a recommendation, and whatever you say, heâll do.â
âIâm not allowed to make a recommendation, exactly, just a report on my investigation.â
âOkay, a report, but he probably wonât have to do too much reading between the lines. He knows how you think. Must have a lot of respect for you, even after you divorced him.â
So Mr. Hart knows the history. Of course he does.
I change the subject. âDo you think your wife loves Sherman as much