proctologist. And thatâs not funny.â
âYes, it is.â Andrew winks. âPick another guy here, then.â
My phone rings. The caller ID reads Lawrence Chambers.
âI gotta take this.â I step away. On top of my breakup and the fiasco I webbed myself into, Joâs IRS letter that Iâd convinced myself was a scam still niggles at the back of my brain. Thanks to my ex-boyfriendâs ill-timed mental breakdownânot that thereâs ever a
well-timed
mental breakdownâI can no longer ask him. So this morning I e-mailed his colleague that I remembered him mentioning.
âLawrence Chambers is a bulldog,â Sean had said.
Not sure if bulldog is a good or bad thing, but the way Sean carved into his steak, tearing it into pieces, suggested Lawrence might be worth a call.
âHello, Mr. Chambers, thanks for phoning back.â
âMy secretary said something about a tax lien?â His voiceis slow and thick like a cup of cold diner coffee. Something tells me he sits relaxed in a leather wingback chair, stroking a too-short tie, and inhaling puffs of an expensive cigar with a vintage set of law books lining the wall behind him.
âYes, Iâm inquiring on my grandmotherâs behalf. Itâs possible Iâm overreacting, but the letter says to contact the IRS to prevent loss of property. My grandmother thinks itâs the real thing and frankly I canât tell myself. I just want to make sure.â
âIs it a 1058 form?â
I pull the letter from my purse and refer to the number on the upper right of the page. âYes. Is that significant?â
âE-mail the document and Iâll make a few calls to confirm the validity.â
âOkay, I appreciate this.â
âTo be clear, youâre officially retaining my legal services?â
âYes, I guess so.â
âIâll need a check for twenty-five hundred dollars. Thatâll get me started.â
Jesus. How much to get you finished?
Earlier today I received confirmation from the advisor that the bulk of my savings account was transferred into the investment fund. Deducting another $2,500 squeezes things a bit tight. But with no other choice, I agree.
âMy secretary will forward the contract,â he says. âIâll be in touch.â
âOkay, thank you. Um . . . Mr. Chambers . . . should we be worried?â
Iâm too late.
He clicked off.
âDonât frown like that,â Andrew says as I climb onto the bar stool. âBotox is expensive.â
âLook at this.â
Andrew scans the letter before handing it back to me. âYouknow my literacy rate is barely higher than a scrappy eleven-year-old. What does it mean?â
âIâm not totally sure. Itâs the letter that upset Jo yesterday, and I have a feeling it wasnât her first notice. That call was from a lawyer I hired.â
âThis amount, nearly fifty thousand dollars, she owes that?â
âThatâs what Iâm afraid of.â
âWhatâd the lawyer say?â
âHeâs getting back to me.â I skim the letter again. âBut I donât think itâs gonna be with good news.â
âDoes she have the money?â
âNot unless she knocked over a couple 7-Elevens that I donât know about. She and G-pa took out a reverse mortgage on their house years ago. Thereâs no equity in the property. As far as savings, sheâs lived off her social security and my G-paâs pension for years. I take care of the extras. So no, she doesnât have the money.â
âOkay, well, you said yourself thereâs a lot of swindlers out there, feasting on old people. Letâs wait to hear from this lawyer guy before freaking out. How about we focus on your more immediate threat?â
Hee-haw . . . Hee-haw . . . hee-haw.
âSpeak of the devil,â he says.
I silence my phone